First Bank & Trust Co. has competitive rates and terms for our Certificates of Deposits. We are committed to meeting your needs! |
All Certificates of Deposits (CDs) include:
- Interest paid by check, deposited to checking or savings account
or compounded.
Note on interest-bearing accounts: Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest rate may change at any time at bank's discretion.
For current interest rate information, please contact First Bank & Trust Co.
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$1000 |
Yes |
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Regular CDs If you're looking for an alternative to a Savings account, try this CD. We've got a plan that will fit your needs.
- No additions until maturity
- Interest paid by check, deposited to checking or savings account or compounded.
- Terms available:
| 30 days |
182 days |
30 months |
| 60 days |
1 year |
3 years |
| 90 days |
18 months |
4 years |
| 120 days |
2 years |
5 years |
- Early withdrawal penalties:
| 30 days interest penalty |
30 day - 1 year term |
| 90 days interest penalty |
18 month - 30 month term |
| 182 days interest penalty |
3 year - 5 year term |
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$1000 |
No |
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1Year Variable CD The Variable CD is another one of our various plans designed to help make the most of your money.
- No additions until maturity
- Interest Rate is tied to the 6 month U.S. T-Bill provided by Daily Oklahoman's Monday Market at a Glance and changes weekly
- Interest paid by check, deposited to checking or savings account or compounded
- 90 days interest penalty for early withdrawal
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$2500 |
No |
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We offer you more control on your investment with this CD.
- You can make a minimum of $500 deposits to the account at your discretion
- Annual Percentage Yield (APY) is tied to the regular 2 Year CD APY
- APY can be adjusted 1 time during the 2 year term upon your written request
- Interest paid by check, deposited to checking or savings account or compounded
- 90 days interest penalty for early withdrawal
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