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Certificates of Deposit
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First Bank & Trust Co. has competitive rates and terms for our Certificates of
Deposits.  We are committed to meeting your needs!

All Certificates of Deposits (CDs) include:

  • Interest paid by check, deposited to checking or savings account
    or compounded.

Note on interest-bearing accounts:  Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).  We use the daily balance method to calculate interest on your account.  This method applies a daily periodic rate to the principal in the account each day.  Interest rate may change at any time at bank's discretion.

For current interest rate information, please contact First Bank & Trust Co.
Account Type Opening Deposit Auto-Renewable
Regular CDs
More»
$1000 Yes

Regular CDs
If you're looking for an alternative to a Savings account, try this CD.  We've got a plan that will fit your needs.

  • No additions until maturity
  • Interest paid by check, deposited to checking or savings account or compounded.
  • Terms available:
    30 days 182 days 30 months
    60 days 1 year 3 years
    90 days 18 months 4 years
    120 days 2 years 5 years
  • Early withdrawal penalties:
    30 days interest penalty 30 day - 1 year term
    90 days interest penalty 18 month - 30 month term
    182 days interest penalty 3 year - 5 year term
1 Year Variable CD
More»
$1000 No

1Year Variable CD
The Variable CD is another one of our various plans designed to help make the most of your money.

  • No additions until maturity
  • Interest Rate is tied to the 6 month U.S. T-Bill provided by Daily Oklahoman's Monday Market at a Glance and changes weekly
  • Interest paid by check, deposited to checking or savings account or compounded
  • 90 days interest penalty for early withdrawal
2 Year First Choice CD
More»
$2500 No

2 Year First Choice CD
We offer you more control on your investment with this CD.

  • You can make a minimum of $500 deposits to the account at your discretion
  • Annual Percentage Yield (APY) is tied to the regular 2 Year CD APY
  • APY can be adjusted 1 time during the 2 year term upon your written request
  • Interest paid by check, deposited to checking or savings account or compounded
  • 90 days interest penalty for early withdrawal

 
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